There are so many options out there when it comes to health insurance. It is hard to know where to start, so most of us go to Google. However, the best way to get started is inquiring at your local vet. Many receptionists file claims every day and they are knowledgeable in what companies are easy to work with, have speedy re-imbursements, and who may decline claims more often than others. In general, we recommend ASPCA Insurance, Embrace, and PetPlan. These are the companies we have the most experience with.
One common misconception with pet health insurance is that it operates similar to human insurance. Please keep in mind that payment is required by the pet owner up front and then re-imbursed to you once the claim is processed. We can help you with claim submission if you provide us with a copy of your claim form. We will work with you to make this as seamless as possible. Having health insurance for your pet is a great way to ensure you are making the best health decisions for your pet and not making decisions based on cost.